QUESTION: Who is this Jim Pendleton and why does he supposedly know so much about mortgages? Answer below.

I have over twenty years experience in the area of mortgage financing, and over thirty years in the area of financing. I owned a leasing and finance company for about 10 years, and during the economic boom of the early eighties I was asked to get financing for one of my leasing clients. As I started to shop around, I soon discovered that there was no mortgage competition, so I asked about becoming a mortgage bank.

A neighborhood bank gave me a few million, and the rest is history. I hired and trained mortgage processors, mortgage solicitors, and mortgage closers, many of which now own their own funding companies. I faced some personal problems and have since recovered nicely, but I didn't want the pressure of owning my own business, so I tried working for a number of mortgage brokers and mortgage bankers, all having either limited funding sources or financial problems. This caused me additional pressure from loosing transactions for reasons beyond my control. Also, I couldn't do what I like to do best, help people.

So I did some shopping myself, and found Financial Services of America, a nationally licensed, publicly traded, direct lender, who's wonderful staff has been a great asset, helping me get files done and funded which is very important to me and you.